50/30/20 Budget Templates for Google Sheets and Excel
Take advantage of editable and free 50/30/20 budget templates in Google Sheets and Excel. Use ready-made formulas and automatic diagrams to allocate and monitor your personal or family budget. Our templates utilize the 50/30/20 budgeting rule when you put 50% of your money for needs, 30% for wants, and save 20%. This approach allows you to make the best use of your income. You can customize the templates: enter expenses, income, and goals via convenient editors.
50/30/20 Simple Monthly Budget Layout
50/30/20 Family Budget Planner
50/30/20 Budget
50/30/20 Biweekly Budget Template
Take control of your finances with ready-made 50/30/20 Budget Templates. Our budget templates are based on the 50/30/20 rule and offer a ready-made structure, so you don’t have to create a spreadsheet from scratch. They are great for both personal and family budgeting. Try them for free today.
Our 50/30/20 budget spreadsheets offer:
- Easy-to-use and convenient features. Each template consists of a pre-made layout with built-in formulas, charts, and sections. Inside, you will find income, needs, wants, and savings units. Each block is further divided into categories of earnings and expenses.
- Advanced tools. Totals for each category are calculated automatically with built-in formulas. We also offer color-coded sections, which help you quickly identify the data you need. Charts update automatically: enter numbers and explore diagrams, such as "left to spend," "planned and actual expenses", and "spending breakdown".
- Fully editable in Google Sheets and Excel. These platforms offer the best tools for managing personal and family budgets. Convenient tables, A4 format, and complete freedom of filling and editing make budgeting simple.
Our monthly 50/30/20 budget templates will help you allocate funds and monitor your financial goals. Everything you need is already included in each template; just download it or get a free copy. Choose from our collection of personal budget templates.
50/30/20 Budget Templates FAQ
The 50/30/20 budget rule is when you allocate 50% of your earnings to needs, 30% to wants, and 20% to savings and investments. This rule is suitable for a broad range of uses and works well for personal and family budgeting. You can live comfortably without feeling overly restricted. However, you will always have money left for emergencies or to achieve your financial goals.
Depending on your earnings, you can adjust this rule. For example, if your cost of living is high, you may allocate more than 50% to needs. However, it is better to reduce spending on wants rather than compromising your savings. On this page, you will find ready-to-use and fully automated 50/30/20 budget templates that will allow you to incorporate this budgeting rule into your life. Try them for free.
There's no need to create a 50/30/20 budget spreadsheet from scratch, as TheGoodocs offers ready-made templates in Google Sheets and Excel.
Our templates follow the 50/30/20 rule, and to get started, simply:
- Choose a spreadsheet on this page.
- Download it in Excel format or grab a copy in Google Sheets.
- Use ready-made sections and cells to enter your income, needs, wants, and savings.
- Get an overview of your spending habits with automatic formulas, charts, and diagrams.
- Regularly update your 50/30/20 budget spreadsheet with new spending.
Our templates include everything you need to begin simple budgeting. You can customize spending categories, add new drop-down lists, and take advantage of automatic formatting. Choose a template on this page and start tracking your financial health now.