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Zero Based Budget Template for Small Business Owners

Use this free template with Google Sheets and Microsoft Excel

4.25 (1 reviews)
Last updated Updated July 9, 2026
Created by Natalia Prokhorenko
Type Zero-Based
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Template Specification

Format Google Sheets, Microsoft Excel
Created September 25, 2025
Last Updated July 9, 2026
Community Added to collections by 6 Users
Usage Stats 30 downloads this month

Key Features of This Template

About this template

Ensure every expense within your company is accounted for and purposeful using our Zero-Based Budget Template for Small Business Owners. This tool is specifically designed to eliminate unnecessary and outdated expenses. The key feature of this Excel and Google Sheets budget template is that each reporting period starts from zero, and budget amounts are not carried over from previous periods.

Use Modern ZBB for Your Business

This business budget template is created specifically for the needs of small businesses, taking into account all possible requirements. Moreover, it's very straightforward; simply enter your data into the pre-made spreadsheet, and basic calculations and charts will be generated automatically.

Our template includes these sections:

  • The Summary section displays all your estimated and actual expenses and profit by main categories.
  • The Income category can be customized to suit your company’s specific needs and include subsections such as product sales, consulting fees, advertising revenue, commission income, and more.
  • Operating Expenses, Marketing & Sales, Personnel, and Products & Services are the four main tables where you can enter expense subcategories and their amounts.

Based on the data you enter, you'll also get charts visualizing the amount left to allocate or spend (pie chart) and a detailed spending breakdown. Want to better manage your personal or business finances? Browse our category, where you’ll find a biweekly budget template for any purpose.

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Free Template

Download Free Template

Choose your platform and start editing right away
PLATFORM

Google Sheets

Opens in browser

Microsoft Excel

.xlsx
PAPER SIZE
A4 Landscape
Google Sheets – A4 Landscape
No account required • Attribution required

WHAT’S INCLUDED

Estimated vs actual expense tracking
Zero-based budgeting for precise planning
Expense categories with breakdown
Visual charts for spending analysis

Budget Tips

1
Review your budget weekly to track progress.
2
Customize expense categories to fit your business.
3
Use charts to quickly identify spending trends.
4
Allocate funds monthly to control cash flow.

FAQ

Is this template compatible with Excel? Yes, it works with both Google Sheets and Excel.
How easy is it to use? It's designed to be simple and user-friendly.
Can I customize the categories? Yes, you can modify categories to match your needs.
Is this template free to use? Yes, it's available for free download.
Can I see projected vs actual spending? Yes, it includes sections for estimated and actual expenses.
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How to Use and Edit This Template

Get Your Document
1

Get Your Document

Click the "Edit Template" button to create your own editable copy in Google Sheets or download for Microsoft Excel
Customize Everything
2

Customize Everything

Easily change colors, fonts, and layouts to match your unique style or brand identity
Add Your Content
3

Add Your Content

Fill in your data, upload images, and replace the placeholder text with your own information
Print, Export, or Share
4

Print, Export, or Share

Print, export as PDF, or share instantly

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