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Cash Envelope Budget Planner | Printable & Digital Budgeting System

Use this free template with Google Sheets and Microsoft Excel

4.25 (1 reviews)
Last updated Updated March 28, 2026
Created by Natalia Prokhorenko
Type Envelope
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Template Specification

Format Google Sheets, Excel
Size A4
Created September 8, 2025
Last Updated March 28, 2026
Community Added to collections by 2 Users
Usage Stats 6 downloads this month

Key Features of This Template

Style Simple

About this template

Our Cash Envelope Budget Planner template takes funding allocation to a new level. While paper envelopes are a thing of the past, the envelope budgeting system has proven itself over the years. Now you can use a digital version with the advanced features offered by Google Sheets and Excel.

Use a Time-Tested Financial Planning Method

We've redesigned and improved this approach, making it much easier to use and more relevant to today's financial climate, where cash has become a secondary concern.

Our budget envelope template includes a layout with five separate "envelopes" - categories for which you can enter names (food, bills, utilities, loan payments, etc.). For each envelope, you can set a budget amount; once that amount is used up, you can no longer spend money on that expense category.

You can also record all expenditures for each envelope, including dates, descriptions, budget adjustments (plus or minus), and the expense amount. There are two budget versions inside the file, one for digital use and one for printing in A4 format with all settings enabled. Try the envelope budgeting method for free, or find a budget template that suits your needs.

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Free Template
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Edit in Google Sheets
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Customize text, images, and colors
Print-ready for home or office
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How to Use and Edit This Template

1

Get Your Document

Click the "Edit Template" button to create your own editable copy in Google Sheets or download for Excel
2

Customize Everything

Easily change colors, fonts, and layouts to match your unique style or brand identity
3

Add Your Content

Fill in your data, upload images, and replace the placeholder text with your own information
4

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