Cash Envelope Budget Planner | Printable & Digital Budgeting System
Use this free template with Google Sheets and Microsoft Excel
Our Cash Envelope Budget Planner template takes funding allocation to a new level. While paper envelopes are a thing of the past, the envelope budgeting system has proven itself over the years. Now you can use a digital version with the advanced features offered by Google Sheets and Excel.
Use a Time-Tested Financial Planning Method
We've redesigned and improved this approach, making it much easier to use and more relevant to today's financial climate, where cash has become a secondary concern.
Our budget envelope template includes a layout with five separate "envelopes" - categories for which you can enter names (food, bills, utilities, loan payments, etc.). For each envelope, you can set a budget amount; once that amount is used up, you can no longer spend money on that expense category.
You can also record all expenditures for each envelope, including dates, descriptions, budget adjustments (plus or minus), and the expense amount. There are two budget versions inside the file, one for digital use and one for printing in A4 format with all settings enabled. Try the envelope budgeting method for free, or find a budget template that suits your needs.
- Free Template
- Easily change the text, images, and more
- Created: September 8, 2025
- Author: Natalia Prokhorenko
- DPI: 300. Ready to Print at Office/Home
- Size: 210 x 297 mm
- Free Standard Google fonts
- Compatible: Google Sheets and Microsoft Excel
- Color: White
- Style: Simple
- Downloads: 9
- Added to collections: 1
- Attribute: Envelope
