Cash Envelope System Budget Template
Use this free template with Google Sheets and Microsoft Excel
This free Cash Envelope System Budget Template will help you properly allocate your funds to the most important categories and achieve greater financial responsibility. The key feature of this system is that once you've spent all the money in an "envelope," you can no longer disburse in that category. The budget envelope template helps you control impulse purchases and plan your spending more carefully.
Use the Modern Version of One of the Best Budgeting Systems
Of course, using paper envelopes for this budgeting system is a thing of the past. Our digital tool, available in Google Sheets and Excel, allows you to set spending limits for each category and record all transactions, including those made with cash, cards, or bank accounts.
The free budget spreadsheet includes seven budget "envelopes," each of which allows you to enter a name, budget, dates, amounts, and notes for every expense in the category. Automatic formulas instantly calculate used and available funds and display the remaining balance as a percentage on a pie chart. You can customize envelopes on a separate Setup sheet, where you can number and name them, and assign a budget to each.
Download this template for free or explore our category to find a 50/30/20 budget in Google Sheets.
- Free Template
- Easily change the text, images, and more
- Created: September 4, 2025
- Author: Natalia Prokhorenko
- DPI: 300. Ready to Print at Office/Home
- Size: 297 x 210 mm
- Free Standard Google fonts
- Compatible: Google Sheets and Microsoft Excel
- Color: Gray , White
- Style: Minimalist
- Downloads: 36
- Added to collections: 0
- Attribute: Envelope
