70/20/10 Personal Monthly Budget Planner Template
Use this free template with Google Sheets and Microsoft Excel
Template Specification
Key Features of This Template
About this template
Our 70/20/10 Personal Monthly Budget Planner Template will help you manage finances and allocate your income. Needs, wants, and savings are three main categories according to this rule. The pre-made expense sections will aid in fitting your unique money goals.
Editable and Printable
This personal budget template Excel free download is editable and printable and allows you to adjust your budget as needed. Keep track of your finances whether you prefer digital or physical formats. You have the flexibility to add more categories to suit specific spending habits and financial objectives.
Quick Overview of Your Budget
The header section provides a quick overview of your budget with sections for budgeted amounts, actual expenses, and variance. The variance is color-coded, with green indicating a positive difference between your budgeted and actual amounts, and red indicating a negative difference.
Needs, Wants, and Savings
- Needs
This monthly expenses spreadsheet covers essential expenses such as utilities, water supply, electricity, and more. Pre-made expense sections help you allocate funds for crucial aspects of your life.
- Wants
Indulge in non-essential expenses with this category, including clothing, shoes, jewelry, and other purchases. Customize this section to reflect your personal preferences and lifestyle choices.
- Savings
Secure your financial future by allocating a portion of your income towards savings goals, whether it's debt payoff, vacation savings, or other long-term objectives.
Build a Budget Today!
Manage your finances with ease using our budget spreadsheet. Take control of your financial situation, track your expenses, and work towards achieving your financial goals with confidence. Start budgeting today and pave the way towards a more secure and prosperous future.
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