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Monthly Budget Template Spreadsheet - Personal Finances

Use this free template with Google Sheets and Microsoft Excel

3.58 (9 reviews)
Last updated Updated July 9, 2026
Created by Natalia Prokhorenko
Type Monthly
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Template Specification

Format Google Sheets, Microsoft Excel
Created August 19, 2025
Last Updated July 9, 2026
Community Added to collections by 149 Users
Usage Stats 4294 downloads this month

Key Features of This Template

Budget Period Monthly Budget Templates
Suitable For Personal

About this template

Our Monthly Budget Template Spreadsheet is designed to simplify personal finance management. The template contains three separate sheets: one for customizing drop-down lists, one for recording all monthly transactions, and one for getting a detailed overview of income and expenses. You can customize the personal budget template in Excel and Google Sheets.

Use This Comprehensive Monthly Budget for Free

The simple monthly budget template is an excellent choice for anyone who wants to quickly and easily manage and track their finances, as a pre-made design with built-in formulas makes it accessible even without special skills.

The template's built-in features allow you to:

  • Customize drop-down lists simply by changing the text in placeholders.
  • Track every transaction, including date, type, category, amount, and additional details.
  • Get an overview of profits and expenses based on entries in your transaction log.

Built-in formulas and charts provide access to all key budget information. Enter your monthly income or expense amount on a separate sheet, and our template will do the rest. Evaluate your income, fixed, and variable expenses, while bar and pie charts show remaining funds, planned and actual income/expenses, and expense breakdowns by category.

Choose an Excel budget template for your personal or business needs on our website.

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Free Template

Download Free Template

Choose your platform and start editing right away
PLATFORM

Google Sheets

Opens in browser

Microsoft Excel

.xlsx
PAPER SIZE
A4 Landscape
Google Sheets – A4 Landscape
No account required • Attribution required

WHAT’S INCLUDED

Comprehensive transaction log sheet
Automated income and expenses summary
Interactive pie and bar charts
Customizable budget categories

Budget Tips

1
Update your budget weekly to stay on track.
2
Use clear categories for better expense tracking.
3
Review charts monthly for spending insights.
4
Set realistic savings goals each month.

FAQ

Is this template compatible with Excel? Yes, download and use in Excel or Google Sheets.
How easy is it to use? It’s designed for simplicity with no special skills needed.
Can I customize the categories? Yes, all categories are fully customizable.
Is this template free? Yes, you can download and use it for free.
Does it require internet access? No, it works offline in Excel and Google Sheets.
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How to Use and Edit This Template

Get Your Document
1

Get Your Document

Click the "Edit Template" button to create your own editable copy in Google Sheets or download for Microsoft Excel
Customize Everything
2

Customize Everything

Easily change colors, fonts, and layouts to match your unique style or brand identity
Add Your Content
3

Add Your Content

Fill in your data, upload images, and replace the placeholder text with your own information
Print, Export, or Share
4

Print, Export, or Share

Print, export as PDF, or share instantly

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