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Zero Based Budget Template Spreadsheet

Use this free template with Google Sheets and Microsoft Excel

4.25 (1 reviews)
Last updated Updated July 18, 2026
Created by Natalia Prokhorenko
Type Zero-Based
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Template Specification

Format Google Sheets, Microsoft Excel
Created September 11, 2025
Last Updated July 18, 2026
Community Added to collections by 8 Users
Usage Stats 38 downloads this month

Key Features of This Template

About this template

Another Zero-Based Budget Template Spreadsheet is here to simplify budgeting from scratch - and it’s available for free. This spreadsheet is perfect for creating personal and family budgets, as well as tracking salaries and expenses across different categories. Our budget template also offers sample expense categories, automatic total calculations, and an extensive summary.

Easily Plan Every Financial Period

The key feature of the zero-based budget template is that you can start planning each month from scratch, without relying on previous periods. This approach allows you to be more accountable for each expense and remain flexible in your planning.

To make budget allocation simple, it includes:

  • Built-in categories for income, fixed, variable, and one-time expenses, savings, and investments.
  • A summary that shows totals for each category and the available balance.
  • Automatically calculated savings, investment, and expense rates for the period.
  • Pie charts showing amounts left to spend and expense breakdowns by category.

Charts and the summary section are generated automatically based on the data you enter. Try this template for free, or opt for more options available on our platform.

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Free Template

Download Free Template

Choose your platform and start editing right away
PLATFORM

Google Sheets

Opens in browser

Microsoft Excel

.xlsx
PAPER SIZE
A4 Landscape
Google Sheets – A4 Landscape
No account required • Attribution required

WHAT’S INCLUDED

Automatic calculations and summaries
Built-in income and expense categories
Pie charts for visual insights
Editable Google Sheets and Excel formats

Budget Tips

1
Regularly update incomes and expenses for accurate tracking.
2
Use the charts for a quick visual overview.
3
Customize categories to fit personal financial needs.
4
Review and adjust monthly to improve financial planning.

FAQ

Is the template free? Yes, this template is available for free download.
Is it compatible with Excel? Yes, it's compatible with both Google Sheets and Excel.
How customizable is the template? You can modify categories and amounts to suit your needs.
Is it easy to use for beginners? Yes, the template is designed to be user-friendly.
Does it include visual charts? Yes, it includes pie charts for expense breakdowns.
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How to Use and Edit This Template

Get Your Document
1

Get Your Document

Click the "Edit Template" button to create your own editable copy in Google Sheets or download for Microsoft Excel
Customize Everything
2

Customize Everything

Easily change colors, fonts, and layouts to match your unique style or brand identity
Add Your Content
3

Add Your Content

Fill in your data, upload images, and replace the placeholder text with your own information
Print, Export, or Share
4

Print, Export, or Share

Print, export as PDF, or share instantly

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