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Zero Based Budget Template Spreadsheet

Use this free template with Google Sheets and Microsoft Excel

4.25 (1 reviews)
Last updated Updated April 11, 2026
Created by Natalia Prokhorenko
Type Zero-Based
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Template Specification

Format Google Sheets, Excel
Created September 11, 2025
Last Updated April 11, 2026
Community Added to collections by 7 Users
Usage Stats 53 downloads this month

Key Features of This Template

Style Professional

About this template

Another Zero-Based Budget Template Spreadsheet is here to simplify budgeting from scratch - and it’s available for free. This spreadsheet is perfect for creating personal and family budgets, as well as tracking salaries and expenses across different categories. Our budget template also offers sample expense categories, automatic total calculations, and an extensive summary.

Easily Plan Every Financial Period

The key feature of the zero-based budget template is that you can start planning each month from scratch, without relying on previous periods. This approach allows you to be more accountable for each expense and remain flexible in your planning.

To make budget allocation simple, it includes:

  • Built-in categories for income, fixed, variable, and one-time expenses, savings, and investments.
  • A summary that shows totals for each category and the available balance.
  • Automatically calculated savings, investment, and expense rates for the period.
  • Pie charts showing amounts left to spend and expense breakdowns by category.

Charts and the summary section are generated automatically based on the data you enter. Try this template for free, or opt for more options available on our platform.

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How to Use and Edit This Template

1

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2

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3

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4

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