Zero Based Budget Template Spreadsheet
Use this free template with Google Sheets and Microsoft Excel
Another Zero-Based Budget Template Spreadsheet is here to simplify budgeting from scratch - and it’s available for free. This spreadsheet is perfect for creating personal and family budgets, as well as tracking salaries and expenses across different categories. Our budget template also offers sample expense categories, automatic total calculations, and an extensive summary.
Easily Plan Every Financial Period
The key feature of the zero-based budget template is that you can start planning each month from scratch, without relying on previous periods. This approach allows you to be more accountable for each expense and remain flexible in your planning.
To make budget allocation simple, it includes:
- Built-in categories for income, fixed, variable, and one-time expenses, savings, and investments.
- A summary that shows totals for each category and the available balance.
- Automatically calculated savings, investment, and expense rates for the period.
- Pie charts showing amounts left to spend and expense breakdowns by category.
Charts and the summary section are generated automatically based on the data you enter. Try this template for free, or opt for more options available on our platform.
- Free Template
- Easily change the text, images, and more
- Created: September 11, 2025
- Author: Natalia Prokhorenko
- DPI: 300. Ready to Print at Office/Home
- Size: 297 x 210 mm
- Free Standard Google fonts
- Compatible: Google Sheets and Microsoft Excel
- Color: Blue , Purple , White , Beige
- Style: Professional
- Downloads: 45
- Added to collections: 2
- Attribute: Zero-Based
