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Zero-Based Budget Template for Beginners

Use this free template with Google Sheets and Microsoft Excel

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Description:

Want simple financial management that doesn't require any special skills? Our Zero-Based Budget Template for Beginners ensures effortless budgeting in just a few clicks. Download the template in Excel or get a copy in Google Sheets to get started right away.

Plan Every Dollar with a Simple Template

The key feature of our zero budget template is that it's straightforward and made with users in mind. With built-in calculation formulas, a clean layout, and an eye-catching design, you can track all your expenses and income in one place and get detailed budget statistics.

Our template consists of:

  • The header where you can select a month and name your budget.
  • The main section, which contains six tables for different categories of expenses, income, and savings.
  • The final table, which includes formulas for calculating totals for income, debts, expenses, bills, and savings. Below it, you'll see the amount remaining for the given financial period.

You can use this budgeting template for free in digital or printed (A4 format) now, or find another budget template on our website

Download for Free (Attribution required).
Edit in Google Sheets
Download in Excel
  • Free Template
  • Easily change the text, images, and more
  • Created: July 22, 2025
  • Author: Natalia Prokhorenko
  • DPI: 300. Ready to Print at Office/Home
  • Size: 210 x 297 mm , 8.5 x 11 inch
  • Free Standard Google fonts
  • Compatible: Google Sheets and Microsoft Excel
  • Color: White
  • Style: Simple
  • Downloads: 11
  • Added to collections: 3
  • Attribute: Zero-Based