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Simple Monthly Household Budget Template

Use this free template with Google Sheets and Microsoft Excel

4.25 (1 reviews)
Last updated Updated July 11, 2026
Created by Natalia Prokhorenko
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Template Specification

Format Google Sheets, Microsoft Excel
Created May 17, 2025
Last Updated July 11, 2026
Community Added to collections by 17 Users
Usage Stats 144 downloads this month

Key Features of This Template

Suitable For Family

About this template

Make sure all your family expenses are planned and you stick to your budget with this Simple Monthly Household Budget Template. Our ready-to-use spreadsheet offers a comprehensive layout that allows you to allocate your funding across expense categories and track every transaction. You can start using the household budget template in Excel and Google Sheets right now for free.

A Simple Way to Track Household Expenses

With our budget sheet template, your family won't need an accountant because we've created a simple and effective tool. No spreadsheet skills are required to use it:

  • Set up your income and expense categories in the Setup section. There are five columns, including income categories, savings, debts, and fixed and variable expenses. Inside are examples of these expenses, from investments in your car maintenance fund to rent or mortgage. Click on the text to remove unnecessary categories or replace them with more relevant ones.
  • Enter all transactions for the financial period in the Inputs sheet. Inside are separate tables for expenses and income. Simply select a date and category, then enter the transaction details and amount.
  • Get a complete overview based on your entries in the Budget sheet. The total income, expenses, and savings amounts for all categories are automatically calculated. You can also select a financial period and get an estimated versus actual comparison.

As you can see, the process is straightforward because pre-made formulas and charts handle all the calculations for you. You can also find a 50/20/30 budget template in a separate category on our website.

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Free Template

Download Free Template

Choose your platform and start editing right away
PLATFORM

Google Sheets

Opens in browser

Microsoft Excel

.xlsx
PAPER SIZE
A4 Landscape
Google Sheets – A4 Landscape
No account required • Attribution required

WHAT’S INCLUDED

Monthly overview with graphs and charts
Automatic calculations and pre-set formulas
Customizable income and expense categories
Separate tabs for expenses and savings

Budget Tips

1
Log transactions immediately for accurate tracking
2
Adjust categories to fit your lifestyle
3
Review budget estimates monthly to stay on track
4
Utilize the graph for quick financial assessments

FAQ

Is this template free to download? Yes, the template is available for free download.
Can I use it in Excel and Google Sheets? Yes, it's compatible with both Google Sheets and Excel.
How customizable are the categories? You can fully customize income and expense categories.
Is it easy to use for beginners? Absolutely, no advanced spreadsheet skills are required.
Does the template track savings automatically? Yes, savings calculations are automatically updated based on entries.
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How to Use and Edit This Template

Get Your Document
1

Get Your Document

Click the "Edit Template" button to create your own editable copy in Google Sheets or download for Microsoft Excel
Customize Everything
2

Customize Everything

Easily change colors, fonts, and layouts to match your unique style or brand identity
Add Your Content
3

Add Your Content

Fill in your data, upload images, and replace the placeholder text with your own information
Print, Export, or Share
4

Print, Export, or Share

Print, export as PDF, or share instantly

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