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Simple Monthly Household Budget Template

Use this free template with Google Sheets and Microsoft Excel

4.25 (1 reviews)
Last updated Updated March 28, 2026
Created by Natalia Prokhorenko
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Template Specification

Format Google Sheets, Excel
Created May 17, 2025
Last Updated March 28, 2026
Community Added to collections by 15 Users
Usage Stats 115 downloads this month

Key Features of This Template

Suitable For Family
Style Simple

About this template

Make sure all your family expenses are planned and you stick to your budget with this Simple Monthly Household Budget Template. Our ready-to-use spreadsheet offers a comprehensive layout that allows you to allocate your funding across expense categories and track every transaction. You can start using the household budget template in Excel and Google Sheets right now for free.

A Simple Way to Track Household Expenses

With our budget sheet template, your family won't need an accountant because we've created a simple and effective tool. No spreadsheet skills are required to use it:

  • Set up your income and expense categories in the Setup section. There are five columns, including income categories, savings, debts, and fixed and variable expenses. Inside are examples of these expenses, from investments in your car maintenance fund to rent or mortgage. Click on the text to remove unnecessary categories or replace them with more relevant ones.
  • Enter all transactions for the financial period in the Inputs sheet. Inside are separate tables for expenses and income. Simply select a date and category, then enter the transaction details and amount.
  • Get a complete overview based on your entries in the Budget sheet. The total income, expenses, and savings amounts for all categories are automatically calculated. You can also select a financial period and get an estimated versus actual comparison.

As you can see, the process is straightforward because pre-made formulas and charts handle all the calculations for you. You can also find a 50/20/30 budget template in a separate category on our website.

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How to Use and Edit This Template

1

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Click the "Edit Template" button to create your own editable copy in Google Sheets or download for Microsoft Excel
2

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3

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