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Editable Zero-Based Budget Template

Use this free template with Google Sheets and Microsoft Excel

4.25 (1 reviews)
Last updated Updated May 9, 2026
Created by Natalia Prokhorenko
Type Zero-Based
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Template Specification

Format Google Sheets, Excel
Created September 5, 2025
Last Updated May 9, 2026
Community Added to collections by 3 Users
Usage Stats 28 downloads this month

Key Features of This Template

Style Professional

About this template

Check out our editable zero-based budget template, which is available in convenient Google Sheets and Excel formats. This spreadsheet includes everything you need to plan and track personal and family finances, covering total income and all expenses for the financial period.

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Our zero-based budgeting template consists of two sheets, both fully editable:

  • The Setup Sheet allows you to set categories and drop-down lists for income and expense categories. Replace any unnecessary list item by clicking on its placeholder and entering a new one.
  • The Budget Sheet is vertically divided into two main sections. On the left, you’ll find two tables that provide a complete overview of your budget and expenses (total budget/spent, remaining balance, diagram, etc.). On the right, there’s a table where you can record expenses.

The expenses table already includes all the key columns, such as date, category, amount, and transaction details. This spreadsheet is easy to use and features a simple, minimalist design to help you stay focused while working.

Download more versatile and free budget templates on our website.

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How to Use and Edit This Template

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1

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Click the "Edit Template" button to create your own editable copy in Google Sheets or download for Microsoft Excel
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3

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