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70/20/10 Yearly Budget Template for Personal Use

Use this free template with Google Sheets and Microsoft Excel

4.25 (1 reviews)
Last updated Updated July 9, 2026
Created by Natalia Prokhorenko
Type Annual
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Template Specification

Format Google Sheets, Microsoft Excel
Created March 6, 2026
Last Updated July 9, 2026
Community Added to collections by 2 Users
Usage Stats 71 downloads this month

Key Features of This Template

Suitable For Personal
Budget Period Annual Budget Templates
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Free Template

Download Free Template

Choose your platform and start editing right away
PLATFORM

Google Sheets

Opens in browser

Microsoft Excel

.xlsx
PAPER SIZE
A4 Landscape
Google Sheets – A4 Landscape
No account required • Attribution required

WHAT’S INCLUDED

Custom category setup feature
Automated 70/20/10 budget calculations
Centralized transactions log tab
Built-in visual charts and summaries

Budget Tips

1
Update income entries as they come for accuracy.
2
Review categories monthly to better fit your lifestyle.
3
Use charts to visualize spending patterns.
4
Set savings goals to motivate consistent contributions.

FAQ

Can I use this in Excel? Yes, it's available in both Excel and Google Sheets.
Is the template user-friendly? Absolutely, it includes detailed instructions and intuitive layouts.
Can I customize the categories? Yes, you can easily add or modify categories to suit your needs.
Is this template free to download? Yes, you can download and use it without any charge.
What is the benefit of visual charts? Charts help easily track and understand your financial habits.
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How to Use and Edit This Template

Get Your Document
1

Get Your Document

Click the "Edit Template" button to create your own editable copy in Google Sheets or download for Microsoft Excel
Customize Everything
2

Customize Everything

Easily change colors, fonts, and layouts to match your unique style or brand identity
Add Your Content
3

Add Your Content

Fill in your data, upload images, and replace the placeholder text with your own information
Print, Export, or Share
4

Print, Export, or Share

Print, export as PDF, or share instantly

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